The question arises often as to why, if the association is responsible for the roof it is not responsible for damage to the interior caused by a roof leak. Remember, the association is not some third-party entity. As a homeowner, you are a member of the association. You pay assessments to the association to cover the costs of some maintenance items for all homeowners collectively instead of individually. The association covers the cost of the roof repairs via the money from those assessments because the governing documents for the association states it must. The governing documents do not specify the association is responsible for your interior. Just because one leads to the other does not mean it extends responsibilities beyond what the governing documents state.