My insurance agent has questions about the association’s insurance master policy to make sure I’m properly covered. Who should they contact?
Your association does not provide a master insurance policy. You should be carrying a full homeowners policy for your property. Please discuss this with your agent.
My mortgage company is requesting proof of the association’s insurance. How can I obtain this?
Either it’s your homeowners insurance they are seeking proof of and you’ll need to contact your agent, or they mistakenly believe a master insurance policy is provided by the association. One is not. In either case, please contact your agent for help.
How do I submit the proof the association requires of my insurance?
Please ask your agent to submit a certificate of insurance or declarations pages to us by one of the following methods:
By mail to: Villas at Ladue Bluffs Homeowners Association
c/o A. Jenning Properties, Inc.
1000 Mid Rivers Mall Dr, Ste 6
St. Peters, MO 63376
By email to: service[AT]ajenning.com (replace [AT] with the “@” symbol)
By fax to: (314) 380-3100
If your agent names the association as an additional interest, as long as you don’t change insurance carriers, future proof of coverage should be sent automatically, and you then won’t need to do this again.
What does the association insure and what is my responsibility to insure?
The association provides no insurance for your property. You should carry a full homeowners insurance policy.